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2004 BRFSS Survey Results: North Carolina

Health Care Cost/Under Insurance

Excluding insurance premiums, in the past year, what would you estimate your family's out-of-pocket healthcare costs have been?

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  Total
Respond.^
No cost <$500 $500-$1499 $1500-$4999 $5000+
N % C.I.(95%) N % C.I.(95%) N % C.I.(95%) N % C.I.(95%) N % C.I.(95%)
TOTAL 12,310 1,476 12.0 11.3-12.8 1,980 15.8 15.0-16.6 2,647 20.5 19.6-21.4 4,047 33.1 32.1-34.2 2,160 18.6 17.7-19.5
GENDER
Male 4,628 626 13.2 12.1-14.5 679 14.3 13.0-15.6 957 19.8 18.5-21.2 1,512 33.2 31.6-34.9 854 19.5 18.1-20.9
Female 7,682 850 10.9 10.1-11.8 1,301 17.3 16.3-18.4 1,690 21.1 20.0-22.2 2,535 33.0 31.7-34.3 1,306 17.8 16.7-18.9
RACE
White 9,495 973 9.9 9.2-10.7 1,369 14.0 13.2-14.9 1,939 19.4 18.4-20.4 3,317 35.1 33.9-36.3 1,897 21.5 20.5-22.6
African American 2,082 338 17.1 15.1-19.4 477 21.9 19.8-24.2 563 25.7 23.4-28.1 541 27.2 24.8-29.7 163 8.0 6.7- 9.6
Asian 76 11 10.4 5.0-20.7 10 12.8 6.2-24.5 20 25.1 14.6-39.6 20 35.3 22.6-50.5 15 16.4 8.9-28.3
Native American 231 40 18.1 12.1-26.1 39 16.9 10.7-25.6 46 19.6 13.4-27.6 68 28.1 21.0-36.5 38 17.3 11.8-24.7
Other Minorities 367 101 25.1 19.8-31.3 70 21.0 15.7-27.6 69 18.1 13.5-23.8 91 25.3 19.6-31.9 36 10.5 7.1-15.3
HISPANIC
Hispanic 412 96 21.1 16.6-26.5 72 20.8 15.7-27.1 77 17.6 13.3-22.9 115 28.6 22.9-35.1 52 11.9 8.5-16.4
-English Speaking 227 41 16.3 11.3-22.8 41 20.2 14.4-27.5 42 16.0 11.0-22.6 71 34.9 27.1-43.5 32 12.7 8.7-18.3
-Spanish Speaking 185 55 25.0 18.1-33.5 31 21.3 13.9-31.4 35 18.9 12.6-27.3 44 23.6 15.9-33.4 20 11.2 6.5-18.6
Non-Hispanic 11,884 1,377 11.6 10.9-12.3 1,905 15.6 14.8-16.4 2,567 20.6 19.7-21.5 3,929 33.3 32.3-34.4 2,106 18.9 18.1-19.8
AGE
18-24 588 189 32.7 27.9-37.8 145 26.5 21.9-31.6 120 20.1 16.3-24.5 99 16.2 13.0-20.1 35 4.6 3.0- 7.0
25-34 2,044 316 15.4 13.5-17.5 414 19.8 17.7-22.0 437 20.7 18.6-23.0 581 29.1 26.7-31.6 296 15.1 13.2-17.1
35-44 2,417 231 9.5 8.2-11.1 380 15.6 13.9-17.5 520 19.2 17.4-21.1 801 35.0 32.6-37.4 485 20.7 18.8-22.8
45-54 2,439 211 8.8 7.5-10.3 424 15.3 13.7-17.0 507 20.0 18.2-22.1 795 33.5 31.2-36.0 502 22.4 20.4-24.5
55-64 2,157 186 7.9 6.6- 9.5 329 14.2 12.4-16.1 457 20.8 18.7-23.1 718 33.4 30.9-35.9 467 23.7 21.4-26.1
65-74 1,583 188 11.7 9.9-13.7 149 9.1 7.4-11.1 400 24.6 22.1-27.4 607 39.0 36.1-42.0 239 15.7 13.6-18.0
75+ 1,044 151 13.2 10.9-15.8 130 12.6 10.2-15.4 200 17.5 14.9-20.4 433 41.6 37.9-45.5 130 15.1 12.5-18.2
EDUCATION
Less Than H.S. 1,668 328 19.8 17.4-22.5 293 18.4 16.0-21.1 382 22.5 20.0-25.1 484 27.6 25.0-30.4 181 11.7 9.8-13.9
H.S. or G.E.D. 3,511 501 14.5 13.1-16.0 607 17.3 15.7-19.0 767 20.9 19.3-22.6 1,099 31.1 29.2-33.1 537 16.2 14.7-17.8
Some Post-H.S. 3,231 391 12.3 10.9-13.9 511 15.8 14.3-17.5 651 19.0 17.4-20.7 1,084 33.7 31.7-35.8 594 19.1 17.5-20.9
College Graduate 3,886 253 6.5 5.6- 7.6 567 13.5 12.3-14.9 844 20.4 18.9-22.0 1,376 36.5 34.7-38.5 846 23.1 21.4-24.8
HOUSEHOLD INCOME
Less than $15,000 1,313 262 20.1 17.3-23.1 274 23.1 20.0-26.6 319 24.3 21.3-27.5 317 22.0 19.0-25.3 141 10.6 8.6-12.9
$15,000- 24,999 2,039 307 16.6 14.5-19.0 369 17.7 15.6-20.0 482 23.4 21.1-25.8 626 28.9 26.5-31.5 255 13.4 11.6-15.4
$25,000- 34,999 1,532 191 12.5 10.7-14.5 263 16.5 14.4-18.9 359 22.3 19.9-24.9 509 33.8 30.9-36.8 210 14.9 12.8-17.4
$35,000- 49,999 1,808 135 7.8 6.4- 9.6 284 15.6 13.7-17.8 386 19.7 17.6-22.0 671 37.4 34.7-40.2 332 19.4 17.3-21.8
$50,000-74,999 1,653 96 5.9 4.7- 7.5 239 14.3 12.4-16.5 346 20.3 18.0-22.8 605 37.5 34.7-40.4 367 21.9 19.6-24.4
$75,000+ 1,877 69 3.7 2.8- 4.9 219 10.4 8.9-12.1 365 18.9 16.9-21.1 689 38.0 35.3-40.8 535 29.0 26.5-31.6
DISABILITY STATUS
Yes 3,803 445 11.8 10.5-13.2 531 14.1 12.7-15.7 772 19.5 18.0-21.1 1,280 33.6 31.7-35.5 775 21.0 19.5-22.7
No 8,415 1,013 12.1 11.2-13.0 1,432 16.4 15.5-17.4 1,857 20.8 19.8-21.9 2,741 33.0 31.8-34.3 1,372 17.7 16.7-18.7
VETERAN STATUS
Veteran 1,672 211 12.1 10.3-14.1 215 12.0 10.2-14.0 348 19.3 17.1-21.6 577 36.3 33.5-39.2 321 20.3 18.1-22.7
Non-Veteran 10,489 1,191 11.4 10.7-12.2 1,736 16.5 15.6-17.4 2,288 20.9 19.9-21.9 3,446 32.7 31.6-33.8 1,828 18.5 17.5-19.4
Currently Serving 148 74 50.7 41.3-60.0 29 18.5 12.5-26.6 11 6.5 3.2-12.9 23 18.7 12.0-27.9 11 5.5 2.7-11.0

Back to Health Care Cost/Under Insurance.

^Use caution in interpreting percentages with a numerator of less than 20. N = numerator, % = Percentage, C.I.(95%) = Confidence Interval (at 95 percent probability level).
Percentages are weighted to population characteristics and therefore cannot be calculated exactly from the numbers in this table.

** Northeast NC I: Bertie, Gates, Halifax, Hertford, Northampton, and Warren counties.
Northeast NC II: Beaufort, Camden, Chowan, Currituck, Dare, Edgecombe, Hyde, Martin, Pasquotank, Perquimans, Tyrrell, and Washington counties.
Northeastern Partnership: Northeast NC I and II regions combined.
Mountain Area Health Education Center (MAHEC): Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, Jackson, McDowell, Macon, Madison, Mitchell, Polk, Rutherford, Swain, Transylvania, and Yancey counties.

*** Eastern North Carolina: Beaufort, Bertie, Bladen, Brunswick, Camden, Carteret, Chowan, Columbus, Craven, Cumberland, Currituck, Dare, Duplin, Edgecombe, Gates, Greene, Halifax, Harnett, Hertford, Hoke, Hyde, Johnston, Jones, Lenoir, Martin, Nash, New Hanover, Northampton, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Pitt, Robeson, Sampson, Scotland, Tyrrell, Washington, Wayne, and Wilson counties.
Piedmont North Carolina: Alamance, Alexander, Anson, Cabarrus, Caswell, Catawba, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Granville, Guilford, Iredell, Lee, Lincoln, Mecklenburg, Montgomery, Moore, Orange, Person, Randolph, Richmond, Rockingham, Rowan, Stanly, Stokes, Union, Vance, Wake, Warren, and Yadkin counties.
Western North Carolina: Alleghany, Ashe, Avery, Buncombe, Burke, Caldwell, Cherokee, Clay, Graham, Haywood, Henderson, Jackson, McDowell, Macon, Madison, Mitchell, Polk, Rutherford, Surry, Swain, Transylvania, Watauga, Wilkes, and Yancey counties.

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